About Us
About Us
Chaman Debt Recovery – Enforcing Justice, Securing Recovery
At Chaman Debt Recovery, we stand as Nigeria’s premier legal authority in debt recovery, enforcement, and commercial dispute resolution. With a strong foundation rooted in the legal, commercial, and financial sectors, we are committed to helping individuals, businesses, and foreign entities recover what is rightfully theirs — swiftly, lawfully, and strategically.
Our debt recovery team is led by Charles Chukwuma Nkwoka, Esq. (KSM), a renowned legal practitioner, property consultant, and dispute resolution expert. Backed by a team of highly skilled solicitors, recovery officers, and commercial law specialists, we have successfully recovered millions of naira and thousands of dollars in both contested and uncontested claims across Nigeria and for clients abroad.
Our Mission
To be Nigeria’s most effective, result-driven and reliable debt recovery partner — delivering fast, lawful, and ethical debt enforcement solutions for individuals, institutions, and international clients.
Our Vision
To build an internationally respected debt recovery brand, known for excellence, legal precision, and unmatched success in reclaiming value for our clients — no matter the complexity, location, or opponent.
What We Do
We specialize in legal debt recovery, judgment enforcement, pre-litigation collection, and cross-border recovery services. Whether it is a personal loan gone bad, a business invoice ignored, property-related debt, or large-scale commercial defaults, we offer tailor-made solutions that combine the power of the law with professional diplomacy and intelligent strategy.
Our Core Services Include:
- Legal Debt Recovery & Litigation
- Diaspora & Foreign Debt Collection
- Corporate & Commercial Debt Enforcement
- Pre-Litigation Recovery Services
- Judgment Enforcement & Execution
- Recovery of Rent Arrears and Loan Defaults
- Recovery in Real Estate and Property Transactions
- Mediation, Arbitration & Settlement Negotiation
Why Clients Trust Chaman Debt Recovery
- Unrivaled Expertise: We are not mere agents — we are experienced legal professionals with a deep understanding of Nigerian debt laws and enforcement systems.
- Local & International Reach: Our firm represents clients within Nigeria and across borders — including the UK, US, Canada, UAE, and other countries.
- Confidential & Ethical Approach: We recover debts without harassment, defamation, or illegal tactics. We protect your reputation while enforcing your rights.
- Fast Turnaround Time: We deploy legal mechanisms that produce swift and decisive results — from demand letters to garnishee orders and court actions.
- Transparent Process: We update clients regularly and provide clarity on every step — from engagement to enforcement.
Who We Serve
- Individuals and Families
- Business Owners & Entrepreneurs
- Real Estate Investors
- Lending & Microfinance Institutions
- Law Firms, Fintechs & SMEs
- Multinational Corporations
- NGOs & Cooperatives
- Nigerians in the Diaspora
- Foreign Companies Owed by Nigerian Entities
Our International Desk
Our Global Debt Recovery Desk serves foreign investors, lenders, and diaspora Nigerians seeking to recover debts from within Nigeria. Whether you are based in the UK, US, Canada, Europe, or any part of the world, you can count on Chaman Debt Recovery as your trusted local legal arm — enforcing your claims, preserving your rights, and representing your interests.
Let’s Help You Recover What’s Yours
At Chaman Debt Recovery, we believe that debt recovery is not just a legal process — it is justice in action. Let us help you take the bold, lawful, and effective steps to reclaim your money, your peace of mind, and your financial future.
Contact us today to schedule a consultation or begin your recovery process.
“Recovery without strategy is wasted effort. Strategy without execution is delayed justice.”
At Chaman Debt Recovery, we combine strategic legal insight with tactical enforcement precision to secure swift and ethical results for our clients.

